3 of the Most Common Insurance Company Tactics
When you’re involved in a car crash, it is usually, understandably, a very stressful and emotional time. When a personal injury occurs due to the accident, it can be even tougher for an accident victim. Not only may the victim have to get medical treatment, but they may be out of work for a period of time. Sadly, an insurance company might take advantage of your vulnerability and try to use certain tactics to get you to settle faster.
Typically, they do this in order to save their company money and pay less for the injuries, lost wages, and vehicle repairs or replacement. Unfortunately, in many cases, the amount they offer to injury victims is much less than what they rightfully deserve.
This is especially true if you do not have legal counsel after a car accident. It may seem easy for insurance agents to take advantage of these individuals who are most likely under a lot of stress. We want you to know how to deal with that type of situation should it arise. Speaking with a knowledgeable personal injury attorney might help you find the answers you need, and a lawyer could negotiate with the insurance adjuster on your behalf.
Here are 3 of the most common insurance company tactics:
1. Trying to get you to offer a written or recorded statement
This tactic is a common one. The insurance adjuster may tell an injured party that he or she must provide a detailed statement immediately about the accident, property damage and injuries. Many insurance agents are trained to be polite but firm at the same time. Their probable objectives are to get you to say the accident was your fault or that it was partially your fault. If you do that, you might not be able to get what you rightfully deserved for compensation.
2. Acting like they are on your side
Insurance agents and other insurance agents staff may imply that they are doing all they can to help car accident victims. They might even say that they are trying to close the case as quickly as possible, for your benefit. This is said in order to gain your trust. They might offer you money in order to help pay for some of your medical bills or lost wages. However, remember that once you sign and cash the check, you might have unknowingly agreed to take the settlement offer. This is why it’s so important to have a personal injury attorney on your side who can help you determine what amount you are entitled to.
3. Encourage you to spare yourself money and not hire a lawyer
The insurance agent might talk in a manner that sounds like he or she is trying to help, and he or she might try to convince you to settle without help from a personal injury attorney. They may ask you, “Why pay lawyer fees when you don’t need to?” Unfortunately, insurance agents are not neutral parties. They are safeguarding their insurance agency’s interests, not the accident victim’s interests. Surely, they should be negotiating for your behalf and ought to be using good faith with their decision-making. In addition, most personal injury attorneys, including the ones at The Law Offices of Tyler & Peery, work on contingency fees. What this means for our clients is that they do not have to pay unless our firm helps win them compensation.
No matter where an accident happens or which insurance agency handles the crash, the attorneys at The Law Offices of Tyler & Peery want you to know the laws regarding personal injuries so you get the compensation you deserve. Speaking with a personal injury lawyer could help ease your mind about the accident, and it could help you get the money you have the right to.
Even if you believe the insurance agency settled properly and you believe all your emotional, physical, and property damage needs were met, you may wish to talk with a lawyer before you settle, just to be on the safe side.
Unlike an insurance agency, a personal injury attorney truly is on your side. If you’re injured in an accident and need help obtaining compensation, the attorneys at our firm will fight for your rights and negotiate on your behalf, so you do not have to be under more stress.
While the insurance company will be looking out for its own best interests, we will be looking out for yours. Contact The Law Offices of Tyler & Peery for a free consultation to discuss your case.